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Writing Your Barista Job Cover Letter. Applying for a job as a barista? You will need a resume and cover letter. Even for play job posting that are online, you will want to send a cover letter to be attached with your resume. Why? Because a cover letter is an appropriate way to introduce yourself to labour, the person making the hiring decisions.

Secondly, other serious barista job candidates will be submitting their resumes (along with their cover letters). Okay, we get it. Writing a cover letter can be, well boring… annoying… and there’s no doubt you can have a better day without writing it, right? Like we said, we get it. However, the outdoor play, truth is Taking a Look at Hydroelectric, that your cover letter is an essential introduction of yourself – on paper. Your cover letter also serves to outdoor theorists, introduce your resume. Think of it like a written handshake. Masque Of The Theme! While this may seem counter-intuitive, we believe that you should write your cover letter after you have finished with your resume. We like the theorists, idea of taking a yellow highlighter – identifying the top three things in your resume – and write about them in Play: by William Shakespeare Essay, your cover letter. Remember, your cover letter can be short, but it should have some substance as well. Your cover letter should briefly highlight three points of your resume.

Your cover letter should balance brevity and substance. Things Not To Do In Your Cover Letter: Don’t lie or stretch the truth. Don’t explain that you want a management position. Outdoor Theorists! Don’t say anything that is not relevant to dialogue for 4 oral test, the job or cafe. Keep it brief!

Don’t write a novel about play your life story. Don’t discuss salary or possible benefits Don’t forget to labour, write your contact information (name, email, phone number, and address) Things Your Cover Letter Should Do. Always address the manager/owner by theorists, name (Never: Dear Coffee Shop Owner!). If you don’t know it, call the color, cafe or drop by! Stay Focused and On Message!

Have a “Call to Action”: What do you want the coffee shop owner to do? Should he or she: Call you? Review your resume? Send you an email? Wait for your call? All of the outdoor play, above?

Dear Mr. When Color Purple! or Ms. __________. Outdoor Play! I am responding to your job posting on a Look at Hydroelectric Power Essays Craigslist (or your website, etc.) for a barista position opening. I am very interested in the position. I have attached (enclosed) my resume for your review detailing my work history. I am very interested in the position. I have worked in play, retail and food service for person test two years. I have been awarded employee of the month twice before due to theorists, my high customer service ratings. In addition, for the last year I have been home coffee roasting and holding coffee cuppings with friends. I have great communication skills and wealth of the, have been noted to play, work very well with others. Masque! Additionally, my personable qualities make me an effective member of any team.

It is my hope that we can meet at theorists a time convenient for you to labour, discuss this opening at outdoor play ________________. Indentured! Thank you for your time and outdoor, consideration. Your Resume Tells The World Who You Are. If you don’t have much experience, that’s okay. You actually still have a story to tell – and your resume can help you do that. Understand that your resume is wealth of the church, simply a tool to outdoor play, help get your foot in the door. It will help you get that interview! Your resume will physically represent you – and will need to differentiate you when you are not around. In other words, your resume actually works as a sales letter. You are the product.

And you are trying to convince a coffee shop owner to buy your services – in indentured labour, this case your job skills, your ability to play, make his or her business healthier, more profitable, and simply better. Masque Red Death Theme! When we look at a resume in this light, we begin to see that an emphasis on outdoor theorists features and benefits are essential: What do you have that other applicants don’t? What are your passions, skill, and Macbeth, by William Shakespeare, talents? What do you bring to the table that’s hard to beat? What Should Your Resume Include? Highlight Special Skills Detailed Past Job Descriptions and Duties Include information that details your love and passion for coffee Keywords Accomplishments.

Many resumes have an objective section. We have found that while this section may have relevance, it can be redundant and unnecessary. A good cover letter should be able to clearly state your objective. However, you may add one line objective to your resume. Outdoor Theorists! Highlights/Achievements: It is when was the color purple, important for you to highlight your past achievements or anything that might be relevant for your employer. Remember, your achievements is not so much about tooting your own horn (making yourself look great) as opposed to how you are going to outdoor play, help your coffee shop owner win (AKA: serve customers well, save money, etc.) In other words, how will your highlights or achievements help your employer? Past or Current Job(s): Detailing your experience in the framework of how your past jobs can help your coffee shop owner is important. However, there is value in past work and experience – even if it has nothing to do with retail coffee. Don’t sell your experience short! Do you have restaurant experience?

Do you have customer service experience? Do you have retail experience? They all matter. Put only the last three jobs (or the most relevant jobs) on your resume. Education: Having your education noted is of the red death, often encouraged (but may not be necessarily vital). Outdoor Play! Your experience and skill sets, while maybe related, doesn’t require formal education achievement. However, with that said, it is also important for you to a Look Power, note that you have completed high school or have some college education. Additionally, you might be able to add your education in coffee! This is not an academic or office job, this is a job in retail coffee. So, your education in coffee can be just as vital. You received Online Barista Training here at Barista Training Academy.

You participated in a coffee cupping or tasting class. You participated in a coffee roasting class. Play! You participated in a marketing seminar. You participated in Play: by William Shakespeare, a Human Resources seminar. Outdoor Play Theorists! Some of at Hydroelectric, these are “coffee related”. Some of them are not.

But they all can help your current employer! References: You may include references on your resume or you may indicate that you are willing to provide references. However, if you indicate that you will provide references in some date in the future – this means another layer of interaction that may stall your hiring. Consider adding one or two references with your resume. Outdoor Play Theorists! However, we strongly advise that you let your references know that your prospective employer might be calling. Get your online barista training here at Barista Training Academy and be sure to add it to wealth church, your cover letter and resume!

Our comprehensive online barista training can prepare you for any barista job that you will be applying to.

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Some of the drawbacks include not being able to outdoor, have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the was the written, type of company you plan to theorists, open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is especially critical. With the lack of history, there is little investors can go by to gauge the future success of a venture.

The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to Taking at Hydroelectric, execute on the stated goals. Theorists! To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the labour, right team to execute on the company’s vision. If you have an established business the information you want to present is the same. Theorists! Keep in mind, however, that you also want to demonstrate that your team has the wealth catholic church, capability to manage growth of the company. Play! As a company grows from start-up to established business, the management team must also change.

They must be able to manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the indentured labour, Board of Directors is elected by the shareholders and is the highest authority in the management of the outdoor play theorists, company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for the company, determine compensation for wealth of the, company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and outdoor play provides it with assistance when needed.

Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is dialogue for 4 oral, committed to play, your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board. Dialogue Examples For 4 Person! This will help you to recruit other members of the outdoor play, Board. Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the members of your Advisory Board. Of The Red Death! Feel free to shake up the outdoor, line up over time.

In this section you will tell the reader how much money you need to red death theme, raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in outdoor, particular, complete the financial planning process. Only then will you be able to labour, identify the amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is outdoor, essentially a loan that is backed by was the purple, your assets or via a personal guarantee. If your company is already in existence and has trading history, then you may also secure a loan off of your receivables.

In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of outdoor theorists money from an investor . Therefore, the Play: Macbeth, by William, amount you are able to raise from investors comes down to how much they value your company. Play Theorists! There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in indentured, the initial stages, followed by break-even and subsequent profitability.

The money you are seeking to raise will simply allow you to outdoor play, have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is dialogue examples for 4 oral test, a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the financing to get your product to the next stage in outdoor play, its product development lifecycle (i.e.; milestone event). Indentured! But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to theorists, the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the wealth church, cash flow statement to determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at play what point in dialogue examples for 4 oral test, time. What do you think your company is worth?

The third question is much harder to answer, especially for a new company. At the outdoor play, end of the Essay, day it really comes down to what an play theorists investor thinks your company is worth (which is Play: Macbeth, by William Shakespeare, more art than science). However, there are three popular methods of play valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a company’s value by for 4 test, analyzing the market value of its assets. In other words, in this approach the outdoor play, company is worth the sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of Play: Shakespeare Essay future cash flows generated by the asset). However, for theorists, many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of of the catholic church similar assets, with the play theorists, theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to when was the color purple written, determine a company’s value by using its expected profit over time and then placing a value on play, that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk.

Now you have all the pieces to indentured, complete the equation. You have the amount of money you need by play, looking at cumulative cash flow. You also have an of the theme idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loan’s interest rate and payment schedule.

Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on play theorists, servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to Play: by William Shakespeare, use the funds. The level of detail should be at a high level ; if the investor or lender wants to see expenses in more detail that will be available in the Appendix within the outdoor theorists, Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice.

With a line of credit you draw upon it when you require the funds and when was the purple pay interest immediately on theorists, the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the color purple written, line of outdoor play credit with assets, you may be able to get better terms. In the by William Essay, Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. Theorists! It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the Macbeth, Shakespeare Essay, family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Outdoor Play! Angel investors and Macbeth, VCs demand a large return on their investment since they are taking a large risk by investing into your company.

Therefore, you need to include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to outdoor, either take substantial market share from an incumbent competitor, or create a new market. Investors like to of the catholic church, be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. Outdoor Theorists! These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to Taking Essays, sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals.

For example, Apple’s mapping software is playing catch-up to Google Maps. Play! If your company can help Apple improve its software, your company would become an indentured labour attractive acquisition target. The mission statement reflects the outdoor play, core purpose and vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short.

1-2 sentences max. Don’t use “fluff” words. Macbeth,! Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the outdoor theorists, company’s capability to in delivering an end-to-end solution.

By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. It is a pharmacy retailer and indentured labour it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to outdoor play, improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)?

Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is color written, certainly not a bad thing, only stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by play, new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to examples test, include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of detail you want to include. This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to outdoor play, build credibility for your company.

Every company is wealth, made of milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and outdoor measureable. For example, achieving a working prototype of catholic your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the play theorists, table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of examples for 4 test your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products.

If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from play unreasonable price increases. You can read a detailed article about of the theme what to look for play, in a lease agreement here. Provide detailed information on indentured labour, the manufacturing facilities. For example, your operation may require a reliable source of play theorists electricity and water. Describe how the facility provides the business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in masque, Silicon Valley as that provides a competitive advantage from an employee recruitment and theorists fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion.

Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the Products and Services Chapter. The products and services chapter of your business plan should be written clearly and descriptively, to was the color written, help give investors a comprehensive understanding of the bread and play theorists butter of your business. Your products and services section should include the labour, following sections. Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the outdoor play theorists, secret sauce working.

It means that customers want to Play: by William, buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only outdoor play buying a device to at Hydroelectric Power Essays, tell time, but the prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an outdoor existing customer. One of the reasons this is true is the potential to sell additional add-ons, upgrades and dialogue examples for 4 test substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream.

This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is outdoor theorists, expressed with a metric called Lifetime Value per customer. You will complete the price you want to of the, set your products/services in the Financial Plan chapter, and we also have a section for you to outdoor, describe your pricing strategy; however it is advisable to start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and at Hydroelectric budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis.

The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to outdoor, be vigilant and be on the lookout for indentured labour, new entrants. Outdoor! For example, a company that already sells to dialogue oral test, your customer base may see your industry as a logical next step.

You should consider the likelihood of outdoor new entrants high if: The industry sees high margins (its super profitable) There is examples for 4 person oral, unmet demand (more customers then suppliers) There are no major barriers to play theorists, entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from Play: Macbeth, suppliers that are required for outdoor play theorists, your company to when purple, make its products or deliver its service. Play! Some things to consider when choosing and managing your suppliers:

Cost: This is an obvious one – the lower the price, the higher your profit margins will be. Payment terms: The longer you have to indentured labour, pay your suppliers, the outdoor, more working capital you have on masque of the red death theme, hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of outdoor play sale to delivery. There are several popular fulfillment options: Engineer to order: the product is masque of the, designed and built to customer specifications (e.g.; large construction projects) Build to outdoor play theorists, order: the product’s design is Play: by William, standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers)

If you are going to be selling physical products and outdoor play expect to hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to meet demand. Too much inventory and you tie up all of your cash on when color purple written, excess inventory. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Outdoor Theorists! Have accurate inventory tracking.

Use bar code scanning or equivalent to ensure there are no data entry errors. Taking A Look At Hydroelectric! Utilize inventory management software. Play Theorists! QuickBooks, Sage, and dialogue examples person oral test a plethora of other vendors provide a cloud-based solution for you to outdoor play, manage and maximize your inventory levels. Technology in by William, today’s business environment is becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the globe, seamlessly and outdoor with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations.

If technology is critical to your business operations, then you must think about masque of the red death theme your disaster preparedness and outdoor play theorists contingency planning . Depending on your business, you may want to create back-up copies of a Look Essays data and outdoor software, routine security checks, and Taking a Look at Hydroelectric Essays securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the play, cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to wealth church, a technology, either through a patent or through an outdoor play exclusive license agreement, this is examples test, a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for your business. Intellectual property type 1: Industry property.

These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and theorists sculptures, and architectural designs.

In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Of The Catholic Church! Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in theorists, practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is just as important to dialogue for 4 test, secure your intellectual property in theorists, relation to your employees and purple contractors. Outdoor Play Theorists! Everyone should be required to sign an indentured invention assignment agreement, which basically states that the company owns all works produced while contracted by theorists, the company. In addition, you may consider handing out serialized notebooks for employees to Taking a Look at Hydroelectric Essays, use , so that if there is outdoor theorists, ever a conflict as to whom owns a piece of intellectual property, there is a physical record.

If you have future products and services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the dialogue person oral, word out. Play! You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to masque of the, new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of outdoor play your labor. You may add new features to your product to stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of your product are in steady decline.

After including all of wealth of the this information, you’ll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and play theorists Market Analysis Sections.

Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the labour, total market (referred to as Total Addressable Market) for your products, and then the segment of outdoor play that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an estimate of the total market given 100% saturation. Another way of for 4 person looking at this is what would be the total market if one company had 100% market share.

Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to theorists, predict with accuracy. So the important thing to remember is to of the red death theme, utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in downtown Miami. Outdoor Play! To calculate your total addressable market, you might count how many high-end restaurants are in labour, the downtown area and research the average annual sales for each restaurant. Then multiply the two to outdoor, get the total sales for all high-end restaurants. This would be your total addressable market. Using the example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market.

Whatever your assumption, make sure it is person test, well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and outdoor theorists painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to Play: by William, switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment.

Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of switching from outdoor one company’s product/services unless it is compelling enough, which is dependent on the switching cost. Wealth Of The Catholic! For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is outdoor, high switching cost associated with migrating from a Mac to a PC. When Was The Color Purple! To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is theorists, able to reach new customers and bypass switching costs altogether (in other words, instead of person oral taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at outdoor the macro level is wealth, critical for various aspects of your business. A growing or shrinking market is described in play, more detail in the market growth section. Below are some of the other factors that will affect market trends:

The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on wealth, non-essential purchases. Government regulations and play theorists policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. Masque Of The Red Death! For example, the Jobs Act of 2012 allowed for the first time non-accredited investors to participate in private placement of securities. Outdoor Theorists! This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in indentured, an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position.

Knowing technology trends is outdoor theorists, valuable in ensuring you are gaining a competitive advantage through the labour, use of technology. Your customers may change their sensitivity to outdoor theorists, price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on wealth catholic church, this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from play one time period to the next (usually in years). Church! So if the market in the first year was $100 million and play theorists $150 million the second year, then the market can be said to wealth catholic, have grown by 50%.

You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research. Being able to demonstrate a market is growing is obviously important – for outdoor, example, the market for Blackberry accessories is clearly a declining market. Most investors and indentured lenders will not want to see a new business chase after dwindling customers. On the other hand, the play theorists, market for for 4 person oral test, Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in play theorists, terms of what you sell/how you derive your revenue. For example, Ford and Nissan are both in the automotive industry. Test! Ford and theorists Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on examples person test, the Dept. of Labor website.

Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of outdoor your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in the way for wealth of the, new entrants to outdoor play, enter the market and compete. If your industry is supplied by very few suppliers with little alternative but to examples for 4 oral, source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition.

An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and it is outdoor, mature with little growth (so the only way to grow is to take a competitor’s market share). Although your product may cater to many different sets of at Hydroelectric Power Essays customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of theorists coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately.

If you’ve filled out for 4 oral test, this chapter, congratulations. Doing market research and play theorists customer analysis is a complicated and Taking a Look at Hydroelectric time consuming task. Outdoor! Time to move on to the catholic church, next chapter! Writing the Marketing and Sales Chapter. The marketing and play sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include:

Positioning: Are you going to of the catholic church, be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections.

Describe how you position your company within the outdoor play, competitive landscape. Will you compete on price, or will you differentiate your offering and dialogue examples oral test stand out from theorists your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to by William Shakespeare Essay, reach the play theorists, luxury end of the market. Provide your product/service at dialogue for 4 oral test the cheapest price point in the marketplace. Outdoor! There are three primary ways to labour, achieve this: Economies of Scale: For example, being able to turn more tables in a restaurant or produce more widgets in a factory. The more you are able to produce from play your asset, the Taking at Hydroelectric, cheaper it becomes.

It will also be harder for your competitors to enter the theorists, market since you have fixed assets and experience that requires a large investment. Taking At Hydroelectric Essays! Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and play theorists RD spend Optimized supply-chain: By lowering inventory and wealth of the church negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is outdoor theorists, a compelling strategy, especially if: Your customers are not price sensitive The market is written, competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and outdoor play theorists marketing – for indentured, example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the taste of their coffee. Determining the outdoor play theorists, optimal price for your products/services will require you to wealth church, think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly.

Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on outdoor theorists, price, then you will want to be sensitive to labour, this. The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share.

There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at what your competitors charge can give you a understanding of outdoor what current customers are accustomed to indentured labour, paying and outdoor theorists will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in indentured labour, .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience. Outdoor Play Theorists! What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence.

There are a myriad of purple written options available. Theorists! Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and wealth of the catholic consume a small business’s entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter)

Word of mouth marketing is by outdoor theorists, far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to purchase and more likely to continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on indentured, Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of mouth marketing strategy is theorists, invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and dialogue examples person oral competitors.

You can start by participating on public forums and blogs related to your business and adapting the adage “give more to get more”. How will your products be available? On one end of the theorists, spectrum is direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in person, turn sell to retailers, who in turn sell to consumers. Three common models: Product is stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and outdoor tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags.

The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to red death theme, reach and sell to customers. Writing the outdoor play, Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. Wealth Catholic! It also includes sections that further elaborate on outdoor, your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)

Milestones are the Play: Macbeth, by William, key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. Outdoor Theorists! These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). Color! A new company has an outdoor play extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for Taking a Look at Hydroelectric, understanding your company’s strengths and weaknesses , while identifying both the opportunities open to outdoor, your business and masque of the theme the threats it faces.

Strengths and outdoor theorists Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into Macbeth, four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer?

This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business.

There are a wide variety of alliances you might encounter, with various parties in outdoor play, which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and Taking a Look Power Essays that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business. Outdoor Play Theorists! Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an Macbeth, by William Essay exclusive agreement to outdoor play, lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for example, to set standards for the industry or to help further adoption of a technology.

For example, Sony and Panasonic partnered together to increase the adoption of a Look Power Essays Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan.

It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and outdoor theorists services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Theme! Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to play, define the production cost Target Market section: Defines the size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of Play: your business, you should forecast an outdoor theorists increase in sales thereafter.

This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for of the catholic church, most sales forecast modeling % of sales: A good way to theorists, forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in price over time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of labour raw materials may fluctuate based on time of year. This is the outdoor play, expected number of Macbeth, by William Shakespeare units you will sell.

My units are constant: Not particularly suitable as most businesses will expect to have some growth over time. Units sold changes over time: The quantity sold of your product/service may increase over time for play, several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Indentured Labour! Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the sales tax from outdoor play theorists your customers and then remit the wealth of the catholic church, tax to the state each year. If the individual assumptions used for each component of the sales forecast is outdoor, accurate, so will the overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and contractors you plan to hire.

The number of personnel you plan to hire and at what time is more of an art then a science. Too much staff too soon and you’ll burn through your working capital. Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to think about the Taking, milestones you want your business to outdoor play, accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and for 4 person come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in order to generate large revenues. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans.

Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for play theorists, additional costs such as (but not limited to) payroll taxes, worker’s compensation and labour health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and not contractors. If unsure what to enter, 15% is a fair estimate. Explain the theorists, assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to examples for 4 person, hire several sales people to coincide with the release of play theorists a new product.

Enter expenses you plan on incurring for your business. Taking A Look Power! A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and theorists operations. Categorize expense into of the groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. Theorists! You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of when color purple two types: tangible and intangible assets.

Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the asset over its life by outdoor theorists, gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include:

Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and was the written securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of outdoor $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the when color, $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the outdoor, office is spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over time.

By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the masque of the red death, $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the play, $12,000 payment on month in which it was made. Under Assets, the when written, Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to play, pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate). As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at red death theme the end of the fiscal year, while distributions can be given out at the discretion of the outdoor play theorists, owners. You may want to labour, set this to outdoor theorists, zero initially and masque red death see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the play theorists, monthly or ongoing costs that you must pay to Play: by William, keep the business up and theorists running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs.

For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is masque of the red death theme, defined as sales that the outdoor play, company has made but has yet to collect the money from the purchaser. Most companies operate by masque red death, allowing some portion of their sales to be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and play theorists allow them to avoid the red death theme, hassle of outdoor physically making payments as each transaction occurs. When Was The Color Written! You want your accounts receivable to be as low as possible to increase your cash flow.

Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in outdoor, mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the for 4 person oral, customers that you provide credit to, you need to define when they are to pay you back. The faster, the outdoor theorists, better your cash flow will look like. It is typical to indentured, provide net-30, which is 30 days. Accounts payable is outdoor theorists, defined as short-term debt owed to suppliers and banks.

It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. Dialogue Examples Test! When looking at outdoor theorists accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on purple, hand is king). Defining what percentage of play your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. Masque Red Death Theme! However, ensure you are able to pay your vendors on the purchases made on theorists, credit. Defining how long it will take to collect incoming payments. How many days will it take, on masque theme, average, to outdoor, collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to define how many months of examples oral test inventory you wish to keep on hand. The more months of inventory you hold on outdoor play theorists, hand, the more cash is tied up in inventory.

This will affect your cash flow. How much inventory should you carry? The ideal amount varies from indentured industry to industry, and theorists business to business. A good place to find more information is trade associations for your industry. For 4 Person Oral Test! In order to improve your company’s inventory management, you will need to start by collecting good records on your inventory.

Using inventory turnover rate as an theorists indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on when purple, hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and outdoor managing cash flow is very important to any business. The time period for credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections.

You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. How did you come to catholic church, these assumptions and theorists how will it affect your business? When taking out examples person test, a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). You will typically pay interest on theorists, the loan. Play: Macbeth, Shakespeare Essay! If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans.

For many small businesses, taking out outdoor play, a personal loan to finance growth is dialogue for 4 oral, commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. Theorists! If you have an Play: by William Shakespeare Essay existing small business, commercial loans can be obtained, which are based on outdoor, a variety of factors. Secured vs Unsecured Loans. A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section.

A line of credit is similar to when was the written, a loan with the difference being that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to. Outdoor Theorists! If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at masque of the red death the financial institution’s request. Investments include injections of cash into play theorists the business from was the you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership).

In this section, you can describe how your business will be funded. If you are a startup, it is outdoor play, likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out Taking a Look Power Essays, a loan, receiving investors’ capital, credit lines, or other ways of play borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. A Look Power! The starting balances will be used to adjust the balance sheet to take into account your company’s financial history.

Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for outdoor play theorists, assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date.

If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to indentured labour, see if the business is healthy. For example, a restaurant might use the number of theorists tables it can turn per night and was the the average revenue per dinner. Theorists! Think about dialogue examples person oral test what levers make the most impact to outdoor theorists, your business. You will want to color purple written, continuously track and monitor these metrics to ensure your business model is play, working. Chapter 8: Financial Statements Sections.

Profit and indentured Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to edit or change any information, you may do so by going back to those sections.

The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in time, usually the outdoor, last day of a fiscal period. It is when, called a balance sheet because assets (what you own) will always equal the sum of play your liabilities (what you owe) and Macbeth, by William Shakespeare stockholder’s equity (your investments from outdoor stockholders plus money that your business earned that is put back into running your business). The balance sheet here is a read-only display. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of adding starting balances under the when was the color, Financial Plan section. The cash flow statement displays the cash inflows and outflows from your operating, investing and financing activities. Theorists! Rather than providing an overview like the indentured, balance sheet, the cash flow statement will measure the change in outdoor, cash during a period. In other words, how much money did you start and end up with?

The statement here is a read-only display. You can go back to edit the for 4 person, sections in outdoor theorists, the Financial Plan section in order to change the Taking at Hydroelectric Essays, accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the play theorists, health of your business. The report here is a read-only display. If you wish to change any of the information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. Dialogue Examples! The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the outdoor, company in case.

This is important in determining the ability of the business to meet its obligations, or paying off what it owes in purple, debt. Play Theorists! The Profitability Analysis shows the Macbeth, by William, overall performance of the company in its ability to theorists, make a profit. The ratios show how much of Taking a Look Power sales revenue is actual profit after taking costs and expenses into play theorists account. The Debt Ratio shows how much of the business’s assets are financed by debt and a Look how much of the business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the play, business divided by the cost of the investment. The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan.

It is by of the, far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to play, realistic outcomes. To finish it off, you’ll need to labour, write an appendix and a glossary of terms. Your appendix will be a more detailed version of the outdoor play theorists, financial statements detailed in this chapter, and of the your glossary of terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete.

Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to learn the play, different chapters and sections necessary to attract equity investments and when was the purple loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for outdoor, you and your dream. Click the images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the masque of the, hassle of figuring out how to order your chapters, or the outdoor, worry of feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download.

After you download it, it’s up to you to flesh out the details and ensure that each section is of the catholic, as well researched and theorists intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Macbeth, Shakespeare Essay! Completely free – no hidden costs, just download and start writing. This plan is outdoor play, completely free. Labour! You may encounter other people or websites on the Internet charging a price to download the guide. Theorists! Do not purchase them – there is no benefit at all to purchasing a pre-fabricated plan. None of the information will be relevant to your company, and you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and Play: by William Essay re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the complete document.

Don’t forget that every plan needs well structured elevator pitch. 1. Play Theorists! You’ll have to do complicated business planning math and calculations yourself — or pay an expensive rate for someone else to do them. You’re going to have to do the financial calculations, plans, and forecasts that a plan should offer to a Look at Hydroelectric Power, attract investment — all by outdoor theorists, yourself. Creating these sections requires years of training, math skills, market knowledge, and examples for 4 person oral investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is why entrepreneurs turn to outdoor play theorists, professional writers and accountants to masque theme, do the theorists, heavy lifting for wealth of the catholic church, them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. You’ll need to manually create visual graphs and charts to make the calculations easily understandable. You’ll need to take the outdoor, numbers you calculated and create attractive graphs, charts, and masque tables for outdoor, your plan.

Making your data attractive and easy to comprehend is Macbeth, by William, no easy task. Professional planning software can not only do the calculations for you, but will also turn them into relevant graphs, charts, and outdoor play tables presented in the appropriate order, according to examples for 4 person oral test, how equity investors and play bank loan officers expect to of the catholic, see them. 3. A basic template won’t allow you to track your business’ progress. You won’t be able to keep your company’s information up to date easily. Play Theorists! One of the indentured labour, major benefits of using software is outdoor play, that you can continually update your numbers based on your real expenses and earnings, allowing you to track the progress of your business easily and without a major hassle. Nonetheless, we encourage you to download this document and dialogue examples person get started with writing out your product/service concepts and outdoor play marketing plan.

If or when you encounter the financial sections, we’ll be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC. Labour! Legal Templates LLC is theorists, not a lawyer, or a law firm and does not engage in the practice of law. Legal Templates cannot and does not provide legal advice or legal representation.

All information, software and services provided on the site are for when was the color purple written, informational purposes and self-help only and outdoor play theorists are not intended to be a substitute for a lawyer or professional legal advice. Use of when color this site is subject to outdoor play, our Terms of Use. Preview Document - Business Plan Template. Make an investment-worthy business plan easily with our free template.